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Golden 21

Introduction

Golden 21 is a simple blackjack side bet I noticed at the Four Queens in Las Vegas in January, 2015. It pays based on various poker-based hands in the player's first two cards. The side bet is owned by Score Gaming.

Rules

Golden 21 pays according to the player's first two cards as follows:

Pay Table

Hand Pays
Ace/king suited 30 to 1
Straight flush 5 to 1
Pair 3 to 1
Blackjack 1.5 to 1
Straight 1 to 1
 

Analysis

The following table shows my analysis of Golden 21, assuming six decks. The lower right cell shows a house edge of 7.35%.

Golden 21

Event Pays Combinations Probability Return
Ace/king suited 30 144 0.002968 0.089043
Straight flush 5 1,728 0.035617 0.178086
Pair 3 3,588 0.073955 0.221865
Blackjack 1.5 2,160 0.044521 0.066782
Straight 1 5,184 0.106851 0.106851
All other -1 35,712 0.736087 -0.736087
Total   48,516 1.000000 -0.073460
 

The next pay table shows the house edge only for various number of decks, assuming the same pay table as above.

House Edge Table

Decks House Edge
8 7.10%
6 7.35%
5 7.54%
4 7.84%
2 9.34%
1 12.37%