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College Football Money Lines
Introduction
I rarely find what I believe to be a good bet on an underdog on the money line. The following chart shows the probability of winning by point spread, based on historical data (from 1983 to 2005).
The following table shows the actual data. The estimated probability of winning is based on smoothing out the ups and downs. The fair money line is based on the estimated probability of winning. This table does not factor in "key numbers" in the NFL. In other words, some margin of victories are much more likely than others, especially 3 and 7. It is a much bigger handicap to be given 3.5 points compared to 2.5, thus the 3.5-point underdog is going to have a significantly lower chance of winning compared to a 2.5-point underdog. I'll leave adjustment to the reader (sorry).
Compare Online NFL Odds
American Football : NFL
This Week
| Upcoming matches | Game | Money Line | Spread | Total | Featured Insight |
|---|---|---|---|---|---|
| Thu Nov 21st 8pm | Cleveland Browns - Pittsburgh Steelers |
|
-110 (3.5)
|
-110 (36.5)
|
Cleveland Browns have a strong defense this season. Pittsburgh Steelers rely on their passing game. Expect a close match, but turnovers could decide the outcome. |
| Sun Nov 24th 1pm | Carolina Panthers - Kansas City Chiefs |
|
-110 (11)
|
|
Kansas City Chiefs are favorites with a strong offense, while Carolina Panthers struggle defensively. Consider betting on Chiefs to cover the spread due to their superior performance this season. |
| Sun Nov 24th 1pm | Chicago Bears - Minnesota Vikings |
162
|
|
-110 (39.5)
|
Vikings are favored due to stronger offense, while Bears have a chance if their defense can contain Minnesota's key players. |
| Sun Nov 24th 1pm | Washington Commanders - Dallas Cowboys |
|
|
|
Dallas Cowboys are favored, strong defense crucial. Washington Commanders need offensive consistency. Watch for key player matchups. Weather and home advantage might influence outcomes. |
| Sun Nov 24th 1pm | Indianapolis Colts - Detroit Lions |
|
|
-110 (50)
|
Colts' strong defense challenges Lions' passing attack. Key players: Colts' Taylor, Lions' Goff. Watch for turnovers. Weather impact minimal. Both teams have playoff ambitions. |
| Sun Nov 24th 1pm | Houston Texans - Tennessee Titans |
|
|
|
Injuries and defensive matchups play crucial roles. Consider home advantage, recent form, and key player performance. Turnover battle significantly impacts the outcome. Monitor quarterback play for strategic betting. |
| Sun Nov 24th 1pm | Miami Dolphins - New England Patriots |
|
|
-110 (46)
|
Miami Dolphins bring offensive firepower. Patriots' defense remains strong. Dolphins' speed vs. Patriots' tactics. Watch for turnovers. Key players: Tua Tagovailoa, Mac Jones. Weather may influence outcomes. Special teams crucial. |
| Sun Nov 24th 1pm | New York Giants - Tampa Bay Buccaneers |
|
-105 (6)
|
-110 (41.5)
|
The Giants face an uphill battle against a strong Buccaneers team. Tampa Bay's defense and Tom Brady's leadership make them favorites. Giants need a strong offense to compete. |
| Sun Nov 24th 4pm | Las Vegas Raiders - Denver Broncos |
|
-110 (6)
|
-110 (41)
|
Raiders vs. Broncos: Both teams have strong defenses but inconsistent offenses. Home-field advantage could favor Broncos. Key injuries may impact the outcome. Consider under for total points. |
| Sun Nov 24th 4pm | Arizona Cardinals - Seattle Seahawks |
-105
|
|
-110 (47.5)
|
Cardinals face Seahawks. Key players to watch: Kyler Murray for Arizona, D.K. Metcalf for Seattle. Check team performance under high pressure situations. Betting lines favor Seattle. |
| Sun Nov 24th 4pm | Green Bay Packers - San Francisco 49ers |
|
-105 (-2)
|
-110 (47.5)
|
Consider 49ers' strong defense and Packers' recent form. Key players may impact odds. Weather may influence game dynamics. Home advantage could benefit 49ers. |
Next Week
| Upcoming matches | Game | Money Line | Spread | Total | Featured Insight |
|---|---|---|---|---|---|
| Sun Nov 24th 8pm | Los Angeles Rams - Philadelphia Eagles |
|
|
|
The Eagles' strong offense faces the Rams' resilient defense. Key players could swing the game. Monitor injuries and weather conditions as they may impact betting odds. |
| Mon Nov 25th 8pm | Los Angeles Chargers - Baltimore Ravens |
130
|
|
|
Chargers' high-powered offense faces Ravens' resilient defense. Expect a high-scoring game with potential turnovers. Key players: Herbert (LAC), Jackson (BAL). Betting focus: point spread, over/under. |
| Thu Nov 28th 12pm | Detroit Lions - Chicago Bears |
|
|
-110 (48.5)
|
Detroit Lions have momentum with a strong offense; Chicago Bears face defensive challenges, making Lions likely favorites. Watch QB performances and turnovers for game impact. |
| Thu Nov 28th 4pm | Dallas Cowboys - New York Giants |
-145
|
-110 (-2.5)
|
-110 (39.5)
|
The Dallas Cowboys' strong offense clashes with the New York Giants' resilient defense. Watch for standout performances from key players and potential game-changing turnovers. Betting leans towards the Cowboys. |
| Thu Nov 28th 8pm | Green Bay Packers - Miami Dolphins |
|
-110 (-3.5)
|
-110 (47.5)
|
Packers-Dolphins clash highlights dynamic offenses. Watch for Rodgers’ passing skills against Miami’s defense. Dolphins’ home advantage may be crucial. Close game expected with potential upsets. Key players could decide outcome. |
| Fri Nov 29th 3pm | Kansas City Chiefs - Las Vegas Raiders |
-355
|
|
-110 (44)
|
Kansas City Chiefs are favored. Key players: Patrick Mahomes, Travis Kelce. Raiders need strong defense. Watch for turnovers. Expect high scoring game. |
| Sun Dec 1st 1pm | Minnesota Vikings - Arizona Cardinals |
|
-110 (-3.5)
|
-110 (47)
|
Vikings strong offense faces Cardinals’ dynamic defense. Key players: Jefferson for Vikings, Simmons for Cardinals. Weather clear, slight edge to Vikings. Monitor injuries. Bet carefully, unpredictable game. |
| Sun Dec 1st 1pm | Atlanta Falcons - Los Angeles Chargers |
|
-110 (1.5)
|
-110 (47)
|
The Falcons' run game faces Chargers' weak rush defense. Betting trends favor the Chargers due to better passing offense. Watch injury reports and weather conditions for a closer view. |
| Sun Dec 1st 1pm | Cincinnati Bengals - Pittsburgh Steelers |
|
-110 (-1.5)
|
-110 (47.5)
|
Cincinnati Bengals and Pittsburgh Steelers face off with dynamic offenses. Bengals' Joe Burrow shows consistency, while Steelers' defense can capitalize on turnovers. A thrilling matchup is expected. |
| Sun Dec 1st 1pm | Jacksonville Jaguars - Houston Texans |
|
-105 (6.5)
|
-110 (42.5)
|
Jaguars have a stronger roster, but Texans could surprise at home. Key players to watch: Trevor Lawrence and Dameon Pierce. Weather and turnovers will influence the outcome. |
| Sun Dec 1st 1pm | New England Patriots - Indianapolis Colts |
152
|
100 (2.5)
|
-110 (43)
|
The Patriots' strong defense may challenge the Colts' offense. Monitor injuries and weather conditions. Patriots slight favorites. Consider point spread bets. |
| Sun Dec 1st 1pm | New York Jets - Seattle Seahawks |
|
-110 (-1.5)
|
-110 (44)
|
The Jets face a strong Seahawks defense. Key players return for both teams. Weather could be a factor. Watch betting lines, as matchups favor Seahawks’ home advantage. |
| Sun Dec 1st 1pm | Washington Commanders - Tennessee Titans |
|
-110 (-7)
|
-110 (44.5)
|
Commanders vs Titans: Titans have edge with strong defense; focus on their rushing game. Commanders’ offense inconsistent but can surprise. Key player injuries may impact both teams. |
| Sun Dec 1st 4pm | Carolina Panthers - Tampa Bay Buccaneers |
|
-110 (6.5)
|
-110 (44)
|
Panthers focusing on ground game to exploit Bucs' weak run defense. Buccaneers rely on Brady's passing against Carolina's vulnerable secondary. Close matchup expected with defensive plays being crucial. |
| Sun Dec 1st 4pm | New Orleans Saints - Los Angeles Rams |
|
100 (2.5)
|
-110 (46.5)
|
The Saints' strong offense might outperform the Rams' defense. Key players to watch include Alvin Kamara for Saints and Aaron Donald for Rams. Consider betting on a high-scoring game. |
| Sun Dec 1st 4pm | Baltimore Ravens - Philadelphia Eagles |
|
-105 (-3)
|
-110 (50.5)
|
The Ravens' defense is solid, but the Eagles' high-scoring offense could pose a challenge. Key players and turnovers may determine the outcome of this closely-matched game. |
Next Month
| Upcoming matches | Game | Money Line | Spread | Total | Featured Insight |
|---|---|---|---|---|---|
| Sun Dec 1st 8pm | Buffalo Bills - San Francisco 49ers |
|
-110 (-3.5)
|
-110 (47)
|
Buffalo Bills' strong defense clashes with San Francisco 49ers' versatile offense. Key players: Josh Allen, Stefon Diggs. Watch injury reports closely. Weather may impact game's pace. Bet cautiously. |
| Mon Dec 2nd 7pm | Denver Broncos - Cleveland Browns |
135
|
-110 (-6.5)
|
-110 (40.5)
|
Denver Broncos are underdogs against Cleveland Browns, who have a strong defense. Consider Browns' home advantage but watch Denver's potential for a surprise performance. |
To find the fair money line on a favorite, just multiply by -1. For example, a 7-point underdog shows an estimated probability of winning of 30.2%, which corresponds to a fair money line of +231. Thus, a 7-point favorite would have a 69.8% chance of winning, for a fair money line of -231.
Probability of Winning in the NFL by Point Spread
| Spread | Wins | Loses | Actual Probability | Estimated Probability | Fair Money Line |
|---|---|---|---|---|---|
| 0 | 472 | 944 | 50.0% | 50.0% | 100 |
| 1.5 | 132 | 284 | 46.5% | 45.5% | 120 |
| 2 | 141 | 280 | 50.4% | 44.1% | 127 |
| 2.5 | 164 | 376 | 43.6% | 42.6% | 135 |
| 3 | 246 | 540 | 45.6% | 41.1% | 143 |
| 3.5 | 134 | 358 | 37.4% | 39.7% | 152 |
| 4 | 135 | 337 | 40.1% | 38.3% | 161 |
| 4.5 | 93 | 259 | 35.9% | 36.9% | 171 |
| 5 | 74 | 213 | 34.7% | 35.5% | 182 |
| 5.5 | 101 | 294 | 34.4% | 34.1% | 193 |
| 6 | 109 | 343 | 31.8% | 32.8% | 205 |
| 6.5 | 121 | 383 | 31.6% | 31.5% | 217 |
| 7 | 146 | 493 | 29.6% | 30.2% | 231 |
| 7.5 | 84 | 332 | 25.3% | 29.0% | 245 |
| 8 | 73 | 243 | 30.0% | 27.8% | 260 |
| 8.5 | 67 | 227 | 29.5% | 26.6% | 276 |
| 9 | 62 | 225 | 27.6% | 25.5% | 293 |
| 9.5 | 64 | 250 | 25.6% | 24.3% | 311 |
| 10 | 79 | 320 | 24.7% | 23.3% | 330 |
| 10.5 | 43 | 210 | 20.5% | 22.2% | 350 |
| 11 | 56 | 217 | 25.8% | 21.2% | 372 |
| 11.5 | 38 | 142 | 26.8% | 20.2% | 395 |
| 12 | 37 | 179 | 20.7% | 19.3% | 419 |
| 12.5 | 38 | 176 | 21.6% | 18.4% | 445 |
| 13 | 42 | 237 | 17.7% | 17.5% | 472 |
| 13.5 | 42 | 210 | 20.0% | 16.6% | 501 |
| 14 | 56 | 328 | 17.1% | 15.8% | 532 |
| 14.5 | 28 | 194 | 14.4% | 15.0% | 565 |
| 15 | 19 | 157 | 12.1% | 14.3% | 599 |
| 15.5 | 20 | 123 | 16.3% | 13.6% | 636 |
| 16 | 22 | 171 | 12.9% | 12.9% | 675 |
| 16.5 | 14 | 144 | 9.7% | 12.2% | 717 |
| 17 | 29 | 239 | 12.1% | 11.6% | 761 |
| 17.5 | 17 | 134 | 12.7% | 11.0% | 808 |
| 18 | 8 | 121 | 6.6% | 10.4% | 858 |
| 18.5 | 6 | 89 | 6.7% | 9.9% | 910 |
| 19 | 18 | 142 | 12.7% | 9.4% | 966 |
| 19.5 | 10 | 83 | 12.0% | 8.9% | 1,026 |
| 20 | 9 | 136 | 6.6% | 8.4% | 1,089 |
| 20.5 | 12 | 109 | 11.0% | 8.0% | 1,156 |
| 21 | 10 | 138 | 7.2% | 7.5% | 1,227 |
| 21.5 | 4 | 94 | 4.3% | 7.1% | 1,303 |
| 22 | 5 | 128 | 3.9% | 6.7% | 1,383 |
| 22.5 | 7 | 71 | 9.9% | 6.4% | 1,468 |
| 23 | 7 | 115 | 6.1% | 6.0% | 1,558 |
| 23.5 | 5 | 76 | 6.6% | 5.7% | 1,654 |
| 24 | 6 | 122 | 4.9% | 5.4% | 1,756 |
| 24.5 | 3 | 68 | 4.4% | 5.1% | 1,864 |
| 25 | 5 | 62 | 8.1% | 4.8% | 1,978 |
| 25.5 | 2 | 61 | 3.3% | 4.5% | 2,100 |
| 26 | 1 | 78 | 1.3% | 4.3% | 2,229 |
| 26.5 | 4 | 55 | 7.3% | 4.1% | 2,366 |
| 27 | 1 | 79 | 1.3% | 3.8% | 2,512 |
| 27.5 | 2 | 56 | 3.6% | 3.6% | 2,666 |
| 28 | 6 | 93 | 6.5% | 3.4% | 2,830 |
| 28.5 | 2 | 41 | 4.9% | 3.2% | 3,004 |
| 29 | 1 | 52 | 1.9% | 3.0% | 3,189 |
| 29.5 | 1 | 38 | 2.6% | 2.9% | 3,385 |
| 30 | 1 | 52 | 1.9% | 2.7% | 3,594 |
| 30.5 | 3 | 33 | 9.1% | 2.6% | 3,815 |
| 31 | 2 | 58 | 3.4% | 2.4% | 4,049 |