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Three Card Poker is a popular casino table game that combines elements of traditional poker with simplicity and fast-paced action. Played against the dealer, it offers multiple ways to win, including betting on the strength of your hand or against the dealer’s hand. Here’s a comprehensive guide covering its history, description, strategy, odds, and betting.

History of Three Card Poker

Three Card Poker was invented in 1994 by Derek Webb, a British professional poker player. Webb’s goal was to create a game that offered the excitement of poker, was simple to learn, and could be played quickly like blackjack. It took several years to gain traction, but after securing a patent, Webb introduced the game to casinos in 1997, and it became widely accepted, especially in the United States. Its growth was largely due to its fast pace, relatively simple strategy, and the availability of side bets like Pair Plus, which appealed to recreational gamblers. The game is now a staple in casinos worldwide, available in both physical casinos and online platforms.

Description of Three Card Poker

  • Played with a standard 52-card deck, the goal is to make the best possible poker hand using only three cards.
  • Each player competes against the dealer, and the game allows for different types of wagers like the "Ante," "Play," and "Pair Plus" bets.
  • Common hand rankings (from lowest to highest): High card, Pair, Flush, Straight, Three of a Kind, and Straight Flush.
  • Players are dealt three cards, and they must decide to either fold or continue playing based on their hand strength.

How to Play Three Card Poker

  1. Players place an initial wager called the “Ante.” Optionally, they can also place a side bet called "Pair Plus," which pays out based solely on the strength of the player’s hand, regardless of the dealer’s cards.
  2. Players and the dealer each receive three cards.
  3. After examining their cards, players can either:
  • Fold, losing their Ante wager.
  • Continue by placing a second bet called "Play," equal to the Ante.
  1. The dealer reveals their hand. To qualify, the dealer must have a Queen-high or better. If the dealer does not qualify:
    • The Ante bet wins even money (1:1).
    • The Play bet is returned to the player (push).
  2. If the dealer qualifies and the player’s hand beats the dealer’s hand:
    • Both the Ante and Play bets pay even money.
  3. If the dealer’s hand beats the player’s hand:
    • Both the Ante and Play bets are lost.
  4. Some tables offer an "Ante Bonus" for hands of Straight or better, regardless of the outcome of the dealer’s hand.

Strategy in Three Card Poker

  1. Basic Strategy:
    • Players should raise (place the Play bet) with a hand of Queen-6-4 or better.
    • Fold with hands weaker than Queen-6-4.
    • This basic rule of thumb provides a good balance between risk and reward, minimizing house edge.
  2. Ante Bonus Strategy:
    • Since the Ante Bonus is awarded on strong hands like Straights or better, some players may consider these potential payouts when deciding whether to continue playing.
  3. Pair Plus Strategy:
    • No real strategy applies to the Pair Plus bet as it is purely luck-based. However, it can increase volatility and payouts. 
    • Keep in mind that the Pair Plus bet tends to have a higher house edge, making it riskier in the long term.
  4. Managing Your Bankroll:
    • As with any casino game, it's crucial to set limits and stick to them.
    • Avoid placing large wagers on Pair Plus due to its higher variance, and instead focus on consistent Ante and Play betting to extend your playtime.

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Odds in Three Card Poker

The house edge in Three Card Poker depends on the type of bets placed:

  • Ante and Play combined: Approximately 3.37%.
  • Pair Plus Bet: Varies based on the casino but is generally around 7.28%.
  • Hand Probabilities in Three Card Poker:
    • High Card: ~74.39%
    • Pair: ~16.94%
    • Flush: ~4.96%
    • Straight: ~3.26%
    • Three of a Kind: ~0.24%
    • Straight Flush: ~0.22%

The payout structure for the Ante Bonus and Pair Plus bet may vary, but a typical example is:

  • Ante Bonus:
    • Straight Flush: 5:1
    • Three of a Kind: 4:1
    • Straight: 1:1
  • Pair Plus Bet:
    • Straight Flush: 40:1
    • Three of a Kind: 30:1
    • Straight: 6:1
    • Flush: 4:1
    • Pair: 1:1

Betting in Three Card Poker

  1. Ante Bet:
    • The Ante is the primary bet in the game, and it must be placed before any cards are dealt. It allows players to challenge the dealer’s hand.
  2. Play Bet:
    • After viewing their cards, players can make a Play bet equal to the Ante to stay in the game and compete against the dealer’s hand.
    • If the player folds, they lose their Ante bet.
  3. Pair Plus Bet:
    • This optional side bet pays out if the player’s hand contains a pair or better, regardless of the dealer’s hand.
    • This is a higher-risk, higher-reward bet, offering bigger payouts for stronger hands but has no connection to whether the dealer qualifies or not.
  4. Ante Bonus:
    • This bonus is typically awarded for strong hands like a Straight, Three of a Kind, or Straight Flush, regardless of whether the player wins or loses against the dealer.
  5. Dealer Qualification Rule:
    • The dealer must have a Queen-high or better to qualify. If the dealer fails to qualify, the player wins the Ante and gets their Play bet back.
    • If the dealer qualifies and the player has a better hand, both the Ante and Play bets pay even money (1:1).

Advanced Betting Tips

  • Don’t Always Bet on Pair Plus:
    • While Pair Plus can offer lucrative payouts, it’s a high-risk bet with a considerable house edge.
    • Players who focus on Ante and Play bets have a better chance of extending their playtime due to lower volatility.
  • Take Advantage of the Ante Bonus:
    • Players can receive the Ante Bonus even if the dealer beats their hand, so hands with higher odds of securing this bonus (like Straights or better) can result in payouts even during losses against the dealer.
  • Mind the Dealer Qualification:
    • Keep the dealer’s qualification requirements in mind. You could win without ever comparing your hand if the dealer fails to qualify.

Conclusion

Three Card Poker offers an exciting blend of traditional poker and casino gaming. With its straightforward rules and potential for high payouts, it appeals to both seasoned poker players and casual gamblers. Understanding basic strategy—like playing hands of Queen-6-4 or better, managing bankroll, and making informed side bets—can increase your chances of winning. The game’s unique odds and multiple betting options, including the Ante, Play, and Pair Plus, add layers of excitement, making Three Card Poker one of the most entertaining and accessible casino games available both in brick-and-mortar and online casinos.

Questions and Answers

See questions I’ve answered about Three Card Poker from my Ask the Wizard columns.

Credits

The programming of this game was done by JB.