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Bank Draft/Cheque Online Casinos
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Regardless of your country of residence, a bank draft/cheque is a solution you can use across hundreds of online casino sites. This is one of the oldest, most well-respected, and used payment solutions globally, offered by all banks really, no matter the country, and by default, it is an accepted method across every second, if not every single casino, precisely for these reasons. Any player can use it to fund their casino balance and cash out winnings from it and that's why international operators ensure to put it on their list of accepted methods. Of course, today, there are thousands of more innovative, faster, and easier-to-use solutions across online casinos, but still, the check has remained one of the most trustworthy methods for many global players. What is a bank draft/cheque and why decide to use it across online casinos?
About Bank Draft/Cheque
Considering we always do a background check for all the payment methods we list and review here at WoO when we tried to find the exact date on when checks first appeared, there were so many different pieces of information we gathered. Some sources say that it appeared on the banking scene in the 1st century BC, but that’s a bit far-fetched; even if they did, they were certainly not as widely used and known as they are today. A more credible source says that the first mention of these alternatives to cash, or bills of exchange if you will, appeared sometime in the 17th century.
The first checks in modern-era banking were introduced in the UK, England, but as several other countries followed suit, the first international network was established, in 1969. By the mid-1990s, these pieces of paper that replaced cash were well in use, cleared by banks and clearing houses, and by the end of the 1990s, checks were ruling the world.
Their popularity was at its peak at the end of the 19th century, as we established, but during the 20th century, too. Today, a bank draft/cheque, while still very much in use, is outdated. It is replaced by so many way more modern and faster alternative banking solutions, like cryptocurrencies, eWallets and, of course, the main rivals, the credit cards. Regardless, though, even though outdated, the check is still one of the most secure payment methods to use, especially for international payments, given the fact that they still function through banks and financial institutions whose security measures back up the transfer, making transactions safer than with any other solution.
You probably already know but we have to go over the way the solution works, as we do with any other payment method here on our site. So, a bank draft/cheque is a piece of paper the drawer issues, which is the person from whose account the transaction is drawn, to the payee, which is the recipient of the transaction basically, paid for and processed to completion by the drawee, meaning the bank or financial institution, in the amount and currency specified on the cheque.
Now, while all of this sounds as smooth as it can get, we must address the elephant in the room: the waiting times. Transactions with this solution are among the slowest since there's a huge background process in motion as soon as the drawer issues the check. The transaction travels, but not as fast as you'd need it, especially if you're making a deposit with it at an online casino; no player wants to wait for days to start playing!
Nevertheless, you’ll still find bank draft/cheque among the accepted methods across hundreds of online casinos, most of them really. That’s because, thanks to the fact that it is one of those solutions that is the easiest to manage and control by the banking systems of individual governments and countries, it is one of the safest solutions to use. Online gambling regulators rely on it, as well, as they can easily oversee individual operator's transactions. Therefore, you can rest assured that its availability across global casinos will be unrivaled. If interested in knowing more details about it, keep on reading, as we'll cover them next.
Getting Started with It
One of the essential things you need to start using bank draft/cheque as your payment method is a bank account, of course. Assuming you do, you’ll skip a registration procedure. But since you’ll have to go to a bank anyway to get started with it, even if you don’t have a bank account, you can easily open one, providing some basic personal details and an ID document. Once you have an account ready, you’d need to ask the clerk to give you a check with your bank account number preprinted on it.
Once you have it, you need to enter the transaction details, meaning the currency you'll use, the amount of money you wish to send, and the date. When all that is done, all you have to do is give the check to the person, or in our case, the operator, so that they can cash it out. This is basically how deposits with it are done, but you should know right away that deposits with the solution are not as popular as withdrawals are, as we’ll explain next.
The withdrawal procedure goes the other way around. You just request a transaction via bank draft/check, then enter the currency and amount of funds you wish to cash out and provide your bank account number. The operator will fill out the other needed details, using the information you entered when you first created an account with the casino, so we cannot stress enough how important it is to enter the exact, valid name and address when registering an account with the casino. If the transaction is international, meaning if you're playing at a casino based in a country different than yours, additional conversion fees would apply, which we’ll cover later.
Now, we mentioned that the bank draft/cheque is more used for cashouts rather than deposits, and there are two reasons for that. One, many operators won't want to go through the trouble of accepting checks for deposits; two, the waiting times with the solution are really long, and that's why players are not that keen on waiting for their funds to reach their balance so that they can start playing. The check gets to the recipient in up to 2 weeks, believe it or not, plus an extra 3 business days are needed to be cashed out, and that's why neither players nor operators want to bother using and offering it for deposits, respectively. But, continue reading to find out how the actual depositing and withdrawing procedures are done with this solution across online casinos so that you know the exact steps you'd need to take.
How to Deposit at Online Casinos with a Bank Draft/Cheque?
We must mention again that bank draft/cheque is offered across a great number of casinos, most of them really. So, sites like William Hill accept it for both deposits and cashouts, others for withdrawals only, like Slots Ninja and Slotsroom, for instance. Regardless, if you wish to use it, you’ll have plenty of sites to explore and consider joining before you decide on the one to go with. Once you’ve found the site for you, register an account with it. To make a deposit with a bank draft/cheque, do the following:
- Find the Banking/Cashier page at your chosen casino.
- Locate the Bank Draft/Cheque's logo in the Deposits section and press it.
- In the pop-up, either replicate all the details from the check on the empty fields or just scan it and attach it.
- Confirm the transfer, sit back, and wait for the funds to arrive on your balance, in two weeks.
A note: You better plan ahead and make a deposit weeks before you intend to play at the casino you chose, and be really patient and wait for the funds to arrive in around two weeks.
How to Withdraw Winnings with It?
The bank draft/cheque is, as mentioned already, more popular for withdrawals. Many players choose to use it over any other solution, mainly because it is one of the safest options to use for cashouts.
The withdrawing procedure is easier than the depositing one since the casino already has the details to fill out the check, so all you need to do is select it from the Withdrawals section and enter the amount you wish to cash out. Once the operator approves the request and sends the cheque, in around two weeks, it will arrive on your doorstep, at the given address, either by mail or courier service. It will take you 3 additional working days to cash it out and have the money reach your bank account.
Fees and Limits
We cannot sugarcoat this; fees apply when you're using a bank draft/cheque. These fees are charged both by the bank and the casino and cannot be avoided.
Plus, if sending money in a foreign currency or a currency different from the default currency at the casino, a conversion fee would also be charged. Therefore, if you wish to know more about the fees involved, make sure you get in touch with your bank and your casino’s Support team, to get the right information.
Allowed Countries
As introduced, being one of the oldest payment solutions in the world, the bank draft/cheque is offered in all countries around the globe, with no exceptions. Since all banks still process them today, you should not worry about their availability.
Regardless of your country of residence and the country where the casino is based, you’ll surely be able to use it as your payment method at any online casino you chose to join.
Accepted Currencies
Since they are all over the globe, checks can be processed in any currency. You can rest assured that you’ll be able to use your native currency, whichever that is, to make deposits and withdrawals across online casinos.
If you happen to find a casino that also allows the use of your native currency, you can even avoid the currency fee that usually comes with checks!
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FAQs
How many casinos exactly offer bank draft/cheque?
We cannot tell you an exact number because new casinos continue launching, and more casinos are adding it to their list of accepted methods, but you can rest assured that hundreds of safe and legit sites will allow you to use it.
Will I be able to request a withdrawal with the solution via my mobile device?
Sure thing. Providing you’ve joined a mobile casino, you would just need to enter the needed details to complete the withdrawal request via your mobile device, and then wait for the casino to send it.
Is it possible to speed up the processing times with a bank draft/cheque?
No, not really. There is a long background process going on and third parties are involved to clear it, so the two-week waiting period is a must. That's one of the main reasons why many players choose to use it for withdrawals only, not for deposits.
How do I cash out a bank draft/cheque sent by a casino operator from a different country?
You’d need to go to your bank and check whether it accepts and cashes out checks from foreign countries. If not, do not despair; you’ll find a different authorized financial institution that does. As soon as you find one, you’ll be instructed on what you’d need to do to cash out your check safely and successfully.
What are some alternatives to checks I could use for deposits across online casinos?
The most similar alternative to checks is the eCheck, of course, which functions in a pretty similar way but offers much faster waiting times. eWallets are instant usually, as are cryptos, so these are great options, too.